As summer winds down and a new school year approaches, it’s the perfect time to make sure your NYSTRS retirement plan is on track. Did you know that your pension payment option is permanent once submitted? The most valuable financial planning opportunities happen years before you step out of the classroom, not at the very end.

Join Westchester Financial Partners for a free, one-hour NYSTRS Retirement Seminar designed specifically for New York State public school teachers, administrators, and education professionals. This educational session will help you understand your pension choices, avoid irreversible tier mistakes, and enter the upcoming school year with total clarity and confidence.

This August session is highly recommended for educators across Westchester County, Long Island (Nassau & Suffolk), the Hudson Valley, and the NYC suburban region.

What You’ll Learn:

• Pension Payment Options 🏛️— Learn how each NYSTRS option (Maximum Benefit vs. Survivor Options) affects your monthly retirement income and beneficiary protections.
• Tier-Specific Milestones ⏳— Understand the critical age, service credit, and contribution rules dividing Tier 4 and Tier 6 members.
• 403(b) & Roth 403(b) Coordination 💰— Discover how to properly align your supplemental Tax-Sheltered Annuity (TSA) or 403(b) savings plans with your foundational pension.
• Avoiding High-Impact Mistakes ⚠️— Identify the common, irreversible decisions that permanently reduce your lifelong retirement payout.
• Long-Term Planning Layers 🗺️— How to integrate survivor needs, long-term care asset protection, and estate considerations into your strategy.

Who Should Attend?

NYSTRS members in any tier who are typically 1 to 15 years away from retirement, or any educator who hasn't yet reviewed how their choices shape their long-term financial life.

Frequently Asked Questions (FAQ):

• Is this seminar free? Yes. This is a complimentary educational community session. No investment or insurance products will be sold.
• Who is the host? The seminar is presented by Peter Knapp, CLU®, financial advisor and founder of Westchester Financial Partners. Peter has specialized in NYSTRS and TRSNYC retirement planning for over 40 years, guiding hundreds of New York educators through their most important financial milestones.
• What happens after the seminar? All attendees will gain access to request a complimentary, personalized NYSTRS Retirement Analysis, which includes pension projections, 403(b) optimization strategies, and a comprehensive long-term planning review.

Reserve Your Spot Today

Space on Zoom is limited. Please register in advance to secure your placement. After registering, you will receive a confirmation email containing your unique link to join the meeting.