Yonkers Public Schools 403b & TSA Retirement Options
This resource guides Yonkers Public Schools employees through the voluntary 403b options, Tax-Sheltered Annuities (TSA), and retirement planning benefits available within their district. For NYSTRS members, a 403b and a TSA refer to the exact same type of tax-advantaged account. These supplemental accounts are authorized by the district but managed by independent third-party providers.
Westchester Financial Partners provides independent pension optimization and 403b/TSA coordination for New York educators.
Frequently Asked Questions About Yonkers District TSA Plans
What is the difference between a 403b, a TSA, and a Roth 403b?
A 403b—frequently referred to as a Tax-Sheltered Annuity (TSA)—is a voluntary retirement account that allows eligible Yonkers school employees to accumulate supplemental savings alongside their traditional NYSTRS pension. A traditional 403b uses pre-tax contributions to lower your current taxable income. Alternatively, a Roth 403b choice allows after-tax contributions, meaning your savings grow tax-deferred and qualified withdrawals are completely tax-free in retirement.
Authorized Yonkers 403b / TSA Investment Providers
Eligible staff can view the full menu of active 403b/TSA investment providers, plan fee structures, and download Salary Reduction Agreements via the official OMNI compliance portal assigned to the Yonkers City School District (Plan ID 830).
Want to maximize your NYSTRS pension alongside a 403b/TSA?
Navigating third-party investment menus and contribution limits can be complex. Schedule a structural review with a financial advisor at Westchester Financial Partners to strategically align your district 403b/TSA options with your specific pension tier.
Or speak with an advisor directly at: 914-809-5009